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How Payments Are Applied

Select from the options below to see answers to common questions about how payments are applied to student loan accounts.

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How do I pay off my loans?

How is each payment applied to multiple loans in my account?

How much of each payment is applied to late charges, interest and principal?

What determines the effective and applied dates of my payments?

What happens when I make early or late payments?

What if I underpay or overpay my monthly payment?

Can I make extra payments?

What is paid ahead?

How do I allocate payments differently?

How can I apply my payments to only the loans I have cosigned for a borrower who has additional loans?

What happens if my payment fails or is rejected?

How can I see my payment history?

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